States have insurance commissions or state insurance departmentshttp://www.naic.org/state_web_map.htm. Generally, the missions of these commissions are to protect the public by regulating the insurance industry, by overseeing its financial transactions, and by providing assistance and information.
Many state insurance commissions provide information on selecting a health insurance company, avoiding scams, and reporting fraud. The Web sites of the state insurance companies have hot links to information sheets, other state agencies, and legislative updates.
As “hot topics” emerge, the state insurance departments respond with information and alerts. For the state health insurance departments, consumer knowledge is the best protection.
Questions:
- What is the name of your state’s insurance commission?
- What is the mission of your state’s insurance commission?
- List three consumer-related topics on the insurance commission’s Web site.
